Shatanand explains that they should store sufficient wealth and food according to the household’s yearly requirements. Food here is understood as grains and the like and wealth (Dhan) is understood as money. Similarly sufficient fodder should be stored for animals under your care.
It is the responsibility of the householder to calculate his income/expenditure and to store the necessary reserves so that they do not encounter difficulties in the near future. Shatanand offers some financial advice saying that one should buy and store foodstuff when the price of food is low. Similarly wealth should be accumulated at favourable times.
A simple lesson in economics is taught by Lord Swaminarayan here. Many of the subsequent Shlokas are similar in that they have very little to do with religious duty or ideals but are there for the benefit of man. They are there to prevent unnecessary hardships befalling us. They teach sensible and optimum living. They teach the importance of saving and not rash spending thus they are very much ‘common sense’ Shlokas.